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Trust & regulatory

Where we stand, stated plainly.

For regulators, government bodies and diligence teams: our regulatory posture, the contract that decides what the machine may do, and the record an examiner reads. Nothing here implies what is not yet true.

Holds no licence · DIFC licensing pending

Regulatory posture

No licence held. None implied.

Adaptic holds no licence in any jurisdiction yet. Our proprietary fund trades only our own capital; we will not manage outside capital until authorized. Status describes where we are building, not what we are permitted to do.

Jurisdictions

  • DIFCNOW · Licensing pending
  • ADGMIn progress
  • United KingdomIn progress
  • SingaporeIn progress
  • European UnionIn progress

Status

  • Proprietary fund · own capitalTrading live
  • Kernel and policy engineLive · own fund
  • Decision ledgerLive · own fund
  • Observatory and Ask AdaLive · own fund
  • Close, NAV and reconciliationIn pilot
  • Regulatory authorizationLicensing pending
  • Outside capital under managementNone until licensed

Capital

  • Adaptic runs a proprietary fund that trades only its own capital, live, on its own system.
  • Client pilots are a six-week shadow pilot with no capital at risk. They are separate from the proprietary fund.
The governance contract

Every action is gated by its consequence.

People author the mandate. A deterministic kernel, the mandate compiled, decides what is permitted. Each action carries one of four governance levels, and the level rises with how consequential and how reversible the action is.

The four governance levels

  • AUTOThe machine acts inside the mandate. Every action is recorded to the ledger.
  • NOTIFYThe machine acts and notifies the accountable human.
  • APPROVAL-GATEDThe action waits for a named approver, four-eyes where the mandate requires it. Mandate changes and strategy go-live sit here.
  • HUMAN-GATEDOnly a named human may act. Irreversible and judgment-bound actions sit here.
Always human-gated
  • WiresHUMAN-GATED
  • NAV releaseHUMAN-GATED
  • Sanctions clearanceHUMAN-GATED
  • Regulatory filingsHUMAN-GATED
  • FLATTEN, HALT and resumeHUMAN-GATED

If nobody signs, the kernel holds. Nothing irreversible happens by default.

The decision ledger

The examiner’s record. Written once, never edited.

Every decision, allowed or blocked, is written to an insert-only ledger. It is the record in the form an examiner would request.

  • Insert-only: a row is written once and is never edited.
  • Hash-chained by construction, so any tampering is detectable and the record cannot be silently revised after the fact.
  • Decision and order records are reconstructable end to end.
  • Trace any outcome in the Observatory; every answer from Ask Ada cites the ledger.
Ledger · #41,214

R. Haddad co-signed mandate v2.5

APPROVAL-GATED§2.4 · 1 of 2
Illustrative sample data
Security controls

Security as architecture, not a checklist.

Controls are designed into the stack. Certifications are described as pursued, never as held, and design targets are named as targets.

  • 传输与静态存储均加密流量在传输中加密,数据在静态存储时加密。敏感字段在构造上即从日志中加以脱敏。
  • 最小权限,限定于授权范围基于角色的访问权限限定于各章程与授权范围。访问权限依最小权限原则授予——默认情况下不开放任何内容。
  • 对每一条特权路径施以多因素认证多因素认证对特权角色加以把关。人工访问期限短暂、须经批准且全程记录。
  • 多区域韧性面向多区域运营而设计,具备自动故障转移,以 99.9% 的可用性目标为指标。该目标为设计目标,尚非经实测的运营记录。
  • Write-once audit storageThe ledger is written to write-once storage and hash-chained, so it cannot be silently revised.
  • 明确的事件响应事件响应已明确制定并经演练。SOC 2 与 ISO 27001 已按其设计,并随机构成熟而持续争取——当下尚未持有。

SOC 2 and ISO 27001 are being pursued, not held. Everything above describes how the system is designed and governed today.

Diligence

Send us your diligence list. We’ll answer it, item by item.

Governance, security and regulatory documentation is shared under NDA on request: the data-processing agreement, the sub-processor list and the security-architecture overview.

Adaptic holds no licence in any jurisdiction and manages no outside capital. Its proprietary fund trades only its own capital. Product figures are illustrative sample data, not returns or a track record. Forward-looking statements are subject to change.